Cost Of Living in White Oak, OK

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10%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	White Oak	Oklahoma	National
Cost of living	90	88	100
Groceries	96	96	100
Health care	96	95	100
Housing	76	70	100
Transportation	98	96	100
Utilities	98	96	100
Lifestyle & Entertainment	94	94	100
Household Items	99	97	100
Education & Childcare	90	93	100

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Homes For Sale In White Oak, OK

433083 E 290 Rd

Vinita, OK

148 S Kennedy St

Vinita, OK

6 Road

Pensacola, OK

Cost Of Living Quick Facts

The cost of living in White Oak is 3% higher than the Oklahoma average
The cost of living in White Oak is 10% lower than the national average
White Oak housing is 24% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,091	$5,091	$1,425	$1,833
Renters	$59,440	$4,953	$1,387	$1,783

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Strang, OK	87	96	4.1%
New Alluwe, OK	63	74	25.8%
Pensacola, OK	149	77	22.6%
Spavinaw, OK	435	78	21.7%
Bluejacket, OK	245	81	19.0%
White Oak, OK	293	90	9.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Madrid, AL	293	87	13.0%
Carl, GA	293	116	16.5%
Iroquois, IL	293	86	14.0%
Anthoston, KY	293	87	13.1%
Mentor, KY	293	93	7.5%
White Oak, OK	293	90	9.9%