Cost Of Living in White Marsh, MD

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F

22%

Overall NAT. AVG.

3%

Goods & Services NAT. AVG.

64%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	White Marsh	Maryland	National
Cost of living	122	119	100
Goods & Services	103	106	100
Groceries	105	106	100
Health care	98	97	100
Housing	164	150	100
Transportation	101	98	100
Utilities	111	111	100

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Cost Of Living Quick Facts

The cost of living in White Marsh is 3% higher than the Maryland average
The cost of living in White Marsh is 22% higher than the national average
White Marsh housing is 64% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$113,161	$9,430	$2,640	$3,395
Renters	$68,393	$5,699	$1,596	$2,052

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in White Marsh, MD, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In White Marsh, homeowners have a median income of $113,161. Using that number, a maximum of $2,640 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $68,393, which means there is a maximum of $1,596 to be spent on the costs of renting a home or apartment.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	White Marsh	National avg.	Difference
Haircut	$28.33	$24.26	16.8%
Beauty Salon	$58.17	$45.56	27.7%
Toothpaste	$3.69	$3.70	0.3%
Shampoo	$1.44	$1.28	12.7%
Movie	$13.69	$12.13	12.9%
Bowling	$23.03	$18.00	27.9%

Groceries

Item	White Marsh	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.73	$4.67	1.2%
Potatoes	$5.46	$4.93	10.7%
Pizza	$13.24	$12.09	9.5%
Beer	$10.36	$10.41	0.5%

Health Care

Item	White Marsh	National avg.	Difference
Optometrist	$114.22	$125.68	9.1%
Doctor	$133.22	$135.78	1.9%
Dentist	$117.22	$113.29	3.5%
Ibuprofen	$11.10	$10.65	4.2%
Lipitor	$401.39	$468.60	14.3%

Housing

Item	White Marsh	National avg.	Difference
Home Price	$314,900.00	$184,700.00	70.5%
Avg. Mortgage Payment	$1,906.29	$2,346.69	18.8%
Apartment Rent	$1,422.00	$949.00	49.8%

Transportation

Item	White Marsh	National avg.	Difference
Gasoline	$3.46	$3.46	0.1%
Tire Balancing	$62.66	$59.92	4.6%

Utilities

Item	White Marsh	National avg.	Difference
All Electricity	$223.91	$193.99	15.4%
Phone	$199.62	$192.25	3.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Georgetown, MD	23	104	3.9%
Bel Air CDP, MD	1,383	98	2.3%
Dundalk, MD	63,826	102	1.7%
Baltimore, MD	602,274	102	2.1%
Lansdowne, MD	8,635	102	2.4%
White Marsh, MD	9,096	122	22.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bastrop, TX	9,094	102	2.3%
Tuba City, AZ	9,098	87	13.4%
Tsinstikeptum 9, BC	9,090	n/a
Wheatland County, AB	9,103	n/a
LaSalle, IL	9,086	90	9.7%
White Marsh, MD	9,096	122	22.0%