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West Point Real Estate Market Facts

  • $134,200Median home price
    12% lower than Georgia
  • $656Median rent asked
    27% lower than Georgia
  • 43.1%Home owners
    31% lower than Georgia
  • 2.3People per home
    15% lower than Georgia
Above, you'll find an overview of the real estate market in West Point, GA. Generally, real estate in the West Point, GA area is more affordable in Georgia, as the median price of a home in West Point, GA is $134,200, which is 12% lower than the Georgia average. The median rental price in West Point, GA is $656. This is 27% lower than the average rental price in Georgia. Home owners comprise 43.1% of the population of West Point, GA, where an average of 2.3 people live in each home. Various real estate options from luxurious homes to affordable condos and urban townhomes are available in West Point, GA. Below, you can search for real estate listings in West Point, GA using our search functionality that allows you to personalize your search and filter out location, price, and number of bedrooms and bathrooms.

West Point Home Affordability

  • $134,200Median home price
    12% lower than Georgia
  • $31,489Median home income
    38% lower than Georgia
  • 4.3xHome price to income ratio
    43% higher than Georgia
When searching for real estate in West Point, GA, home affordability is a critical aspect. The ratio of the house price to the median household income is one method used to figure out home affordability. In West Point, GA, the median house price is $134,200, while the median income for households in the area is $31,489. Therefore, the ratio of house price to income is 4.3x; this ratio is 43% higher than the average in Georgia. The calculation for the ratio of home affordability requires dividing the median household income by the median house price. The lower the aforementioned ratio, the more affordable homes are - when comparing the house price to the household income. However, there are more factors that come into play in terms of home affordability. The calculator below determines home affordability, and it can help you decide how much money you can afford to pay for real estate in West Point, GA.

West Point Affordability Calculator

Include PMI
You can afford a home up to:
Debt-to-income ratio
Monthly income breakdown
  • Monthly income
  • Monthly payment
  • Debt payment
  • Income taxes
  • Remainder
Finding the right home in West Point, GA means not only finding the right piece of real estate that meets your specifications, but finding a home that is priced within your individual budget requirements. Using the home affordability calculator is one of the best ways to determine your price range when seeking a West Point, GA home, by inputting your down payment, income, and debt information. An even more detailed analysis can be generated by calculating additional factors, such as mortgage rate, length of mortgage, property taxes, home insurance, and any HOA dues. After evaluating these factors, the calculator will display the price range of homes within that individual budget. Determining your price range prior to beginning your house hunt in West Point, GA will streamline the process by allowing you to seek only the homes you can comfortably afford. Using the home affordability calculator to determine your housing budget also gives you the peace of mind of knowing how much will remain in your budget for savings and other expenses.

West Point Mortgage Calculator

Your monthly payment will be:
Monthly payment breakdown
  • Monthly payment
  • Mortgage
  • PMI fees
  • Property tax
  • Home insurance
  • HOA dues
So you want to buy some real estate in West Point, GA. What can you expect to pay for it on a monthly basis? This is determined in a number of different ways. One of the biggest variables when it comes to calculating the monthly price is simply the cost of the house itself. There are other significant factors though, such as interest rates, home owner's association fees, the amount of a down payment that was put on the property, PMI (private mortgage insurance), and property taxes. You can eliminate all PMI payments by making a down payment of at least 20% on the house. Using a mortgage calculator will have all these variables available, but they will be filled out with default data. These can be tweaked and filled in with the data specifically for the home you're looking at for a better overview of the monthly cost. When buying a home, you want to keep your debt to income ratio at 36%. This means that you want to pay no more than 36% of your monthly income on your house and other debt payments.

West Point Demographics

  • 3,498Population
  • 310People / sq mile
  • 40.7Median age
  • 1.1:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Standing Rock, AL71$0100%
La Fayette, AL2,975$67,30064%
Huguley, AL2,257$75,50059%
Five Points, AL180$76,50059%
Lanett, AL6,454$81,20056%
West Point, GA3,498$134,20027%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Toledo, OR3,498$163,00012%
Summersville, WV3,496$113,70038%
Dewey, OK3,496$67,30064%
Society Hill, NJ3,495$338,50083%
Camden, DE3,494$202,2009%
West Point, GA3,498$134,20027%
Source: The West Point, GA housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).