West Chicago, Illinois Cost Of Living

C-

7%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	West Chicago	Illinois	National
Cost of living	107	97	100
Goods & Services	96	96	100
Groceries	102	97	100
Health care	107	98	100
Housing	124	95	100
Transportation	119	104	100
Utilities	89	96	100

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Cost Of Living Quick Facts

The cost of living in West Chicago is 11% higher than the Illinois average
The cost of living in West Chicago is 7% higher than the national average
West Chicago housing is 24% higher than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 119% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$90,736	$7,561	$2,117	$2,722
Renters	$36,373	$3,031	$849	$1,091

A good way to judge both the affordability of the housing and the cost of living in West Chicago is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. West Chicago has a median income of about $90,736 for people who own homes. Based on that number, a maximum of $2,117 should be spent on expenses related to housing. Renters have a slightly different median income, which is $36,373. Based on this average, renters should spend no more than $849 on all rental costs if they want to maintain a non-impoverished standard of living.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	West Chicago	National avg.	Difference
Haircut	$21.35	$20.27	5.3%
Beauty Salon	$35.49	$40.39	12.1%
Toothpaste	$2.30	$2.36	2.4%
Shampoo	$1.15	$1.08	6.5%
Movie	$10.70	$10.99	2.6%
Bowling	$15.90	$15.49	2.7%

Groceries

Item	West Chicago	National avg.	Difference
Ground Beef	$5.08	$4.30	18.2%
Fried Chicken	$1.58	$1.40	13.1%
Milk	$1.83	$2.20	17.0%
Potatoes	$3.69	$3.22	14.7%
Pizza	$11.60	$10.74	8.0%
Beer	$8.83	$9.60	8.0%

Health Care

Item	West Chicago	National avg.	Difference
Optometrist	$106.97	$109.73	2.5%
Doctor	$158.13	$118.34	33.6%
Dentist	$104.70	$100.94	3.7%
Ibuprofen	$8.56	$9.93	13.8%
Lipitor	$447.95	$469.53	4.6%

Housing

Item	West Chicago	National avg.	Difference
Home Price	$239,100.00	$184,700.00	29.5%
Avg. Mortgage Payment	$993.54	$1,229.62	19.2%
Apartment Rent	$1,042.00	$949.00	9.8%

Transportation

Item	West Chicago	National avg.	Difference
Gasoline	$3.36	$2.71	24.1%
Tire Balancing	$58.05	$51.86	11.9%

Utilities

Item	West Chicago	National avg.	Difference
All Electricity	$132.05	$170.84	22.7%
Phone	$194.51	$187.18	3.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pingree Grove, IL	5,983	98	2.0%
Elgin, IL	111,919	104	4.1%
Boulder Hill, IL	8,449	98	1.5%
Aurora, IL	200,907	100	0.3%
Glendale Heights, IL	34,395	106	5.7%
West Chicago, IL	27,420	107	7.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cornelius, NC	27,426	111	10.6%
Lake Jackson, TX	27,407	96	4.3%
Dix Hills, NY	27,403	181	81.3%
Reisterstown, MD	27,401	109	9.3%
Jeffersontown, KY	27,395	100	0.5%
West Chicago, IL	27,420	107	7.2%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.