Cost Of Living in Wellsburg, NY

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A+

4%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

32%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Wellsburg	New York	National
Cost of living	96	121	100
Groceries	104	106	100
Health care	107	110	100
Housing	68	144	100
Transportation	111	113	100
Utilities	112	112	100
Lifestyle & Entertainment	107	111	100
Household Items	105	106	100
Education & Childcare	113	118	100

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Homes For Sale In Wellsburg, NY

286 Main St

Wellsburg, NY

3374 Lower Maple Ave

Elmira, NY

284 Berwick Tpke

Wellsburg, NY

Cost Of Living Quick Facts

The cost of living in Wellsburg is 20% lower than the New York average
The cost of living in Wellsburg is 4% lower than the national average
Wellsburg housing is 32% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$88,542	$7,379	$2,066	$2,657
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Erin, NY	459	84	15.8%
Elmira, NY	27,860	91	8.9%
Breesport, NY	895	92	7.7%
Elmira Heights, NY	4,368	93	7.2%
Southport, NY	7,033	93	6.6%
Wellsburg, NY	394	96	4.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Midway town, AR	394	83	17.3%
Good Hope, GA	394	100	0.3%
Pierce, ID	394	89	10.7%
Lost Lake Woods, MI	394	92	7.9%
Mesick, MI	394	85	15.2%
Wellsburg, NY	394	96	4.0%