| Index | Wellington | Florida | National |
| Cost of living | 139 | 102 | 100 |
| Groceries | 101 | 102 | 100 |
| Health care | 103 | 104 | 100 |
| Housing | 218 | 97 | 100 |
| Transportation | 106 | 103 | 100 |
| Utilities | 112 | 110 | 100 |
| Lifestyle & Entertainment | 101 | 104 | 100 |
| Household Items | 104 | 102 | 100 |
| Education & Childcare | 109 | 106 | 100 |
Knowing the cost of living in Wellington allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Wellington stands at 139, marking it 39% higher than the national average.
If you're in pursuit of an economical living environment, Wellington may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Wellington falls within this bracket.
Housing costs are a very significant part of the Wellington cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 117.7% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Nobody knows their city better than the people who actually live there. So, we asked 7 local residents how they would rate the cost of living in Wellington and this is how they responded. 29% of people said that the cost of living was affordable, with prices decreasing, while 71% of people said that the cost of living was very expensive and prices continue to rise.
Is Wellington affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Wellington, the median home price is 122.3% higher than the national average and monthly rent prices are 107.1% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Wellington boasting a median household income of $138,061, 69.7% higher than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Wellington, the utilities index registers 12.1% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Wellington, the prevailing sales tax rate starts at 6%, and income tax rates kick off at 0%.
The Wellington cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $153,315 | $12,776 | $3,577 | $4,600 |
| Renters | $103,091 | $8,591 | $2,405 | $3,093 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Plantation Mobile Home Park, FL | 1,699 | 87 | 12.6% |
| Mangonia Park, FL | 2,301 | 98 | 2.5% |
| Lake Worth, FL | 38,026 | 100 | 0.2% |
| San Castle, FL | 4,211 | 101 | 0.8% |
| Royal Palm Estates, FL | 1,662 | 103 | 2.6% |
| Wellington, FL | 66,604 | 139 | 38.6% |
| City | Population | Cost of Living Index | National Avg. |
| Florence-Graham, CA | 66,603 | 138 | 38.2% |
| Ankeny, IA | 66,592 | 105 | 5.5% |
| Blaine, MN | 66,645 | 112 | 11.6% |
| East Orange, NJ | 66,655 | 115 | 15.1% |
| San Clemente, CA | 66,681 | 208 | 107.9% |
| Wellington, FL | 66,604 | 139 | 38.6% |
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