C-
15%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Webster Groves Missouri National
Cost of living11590100
Groceries9996100
Health care9897100
Housing15877100
Transportation9596100
Utilities9395100
Lifestyle & Entertainment9995100
Household Items9897100
Education & Childcare9795100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Webster Groves, MO

Getting a feel for the cost of living in Webster Groves is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Webster Groves is 115, which is 15% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

When it comes to the cost of living in Webster Groves, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 58.1% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Webster Groves Affordable?

Is Webster Groves an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Webster Groves, the median home price is 67.2% higher than what most folks pay across the country, and monthly rent prices are 36.9% higher than the usual rates. Income levels in Webster Groves come in at $138,121, which is 69.8% higher than the national average.

What Factors can Influence the Cost of Living in Webster Groves?

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Webster Groves, is 58.1% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Webster Groves, the healthcare costs are 1.8% lower than the national average.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Webster Groves, the utilities index registers at 6.6% lower than the national average.

Where is the Data From?

The Webster Groves cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Webster Groves is 28% higher than the Missouri average
  • The cost of living in Webster Groves is 15% higher than the national average
  • Webster Groves housing is 58% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Webster Groves

See all the best places to live around Webster Groves

Compare Webster Groves, MO Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Webster Groves?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Webster Groves?
      Write a review to give others more information about this area.
      See all Webster Groves poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$187,817$15,651$4,382$5,635
      Renters$71,347$5,946$1,665$2,141
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Webster Groves, MO, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Webster Groves, homeowners have a median income of $187,817. Using that number, a maximum of $4,382 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $71,347, which means there is a maximum of $1,665 to be spent on the costs of renting a home or apartment.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Champ, MO3964.1%
      Peaceful Village, MO956931.1%
      Brooklyn, IL4457426.2%
      East St. Louis, IL27,0337722.5%
      Alorton, IL2,1497822.3%
      Webster Groves, MO23,37311515.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Granite Bay, CA23,37419393.2%
      Jasmine Estates, FL23,361955.3%
      Mandan, ND23,3531032.8%
      Hastings, MN23,3521054.5%
      Griffin, GA23,351918.5%
      Webster Groves, MO23,37311515.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.