| Index | Waycross | Georgia | National |
| Cost of living | 84 | 96 | 100 |
| Groceries | 102 | 99 | 100 |
| Health care | 99 | 99 | 100 |
| Housing | 48 | 88 | 100 |
| Transportation | 96 | 99 | 100 |
| Utilities | 104 | 102 | 100 |
| Lifestyle & Entertainment | 99 | 100 | 100 |
| Household Items | 99 | 100 | 100 |
| Education & Childcare | 95 | 99 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Waycross? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Waycross stands at 84, making it 16% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Waycross housing costs are 52% less than the national average, making this area an affordable place to live. Your net income can be heavily impacted by housing expenses, at times exceeding 30%. Fortunately, this area demonstrates that both homeownership and renting costs are significantly more budget-friendly than in the rest of the country. With such favorable housing affordability, Waycross residents can earmark a more manageable portion of their income to housing.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 6 locals to understand their opinions on the cost of living in Waycross. The results indicated that 33% found it reasonably priced with decreasing prices of goods and services, while 67% viewed it as quite expensive, with increasing prices.
Is Waycross an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Waycross is 60.8% lower than the national average, while the average monthly rent prices are 31.6% lower than average. The affordability of any location can also be influenced by median income levels. Waycross has a median household income of $44,555, which is 45.2% lower than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Waycross, healthcare costs are 1.5% lower than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Waycross, the utilities index stands at 4.3% higher than the national average.
The Waycross cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $65,255 | $5,438 | $1,523 | $1,958 |
| Renters | $36,466 | $3,039 | $851 | $1,094 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| City | Population | Cost of Living Index | National Avg. |
| Sunnyside, GA | 1,264 | 81 | 19.0% |
| Offerman, GA | 822 | 83 | 17.5% |
| Patterson, GA | 834 | 88 | 12.1% |
| Blackshear, GA | 3,573 | 88 | 11.8% |
| Hoboken, GA | 721 | 88 | 11.8% |
| Waycross, GA | 13,957 | 84 | 16.3% |
| City | Population | Cost of Living Index | National Avg. |
| Dolbeau-Mistassini, QC | 13,956 | n/a | |
| Snoqualmie, WA | 13,954 | 169 | 69.3% |
| Mount Vernon, VA | 13,952 | 157 | 56.9% |
| Powell River, BC | 13,967 | n/a | |
| Ridge, NY | 13,941 | 126 | 26.1% |
| Waycross, GA | 13,957 | 84 | 16.3% |
Here are the best places to live in Georgia
These are the 10 cheapest cities in Georgia
Check out the 10 most dangerous cities in Georgia
Most Dangerous Cities In The US