Cost Of Living in Waverly, MN

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A-

3%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

11%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Waverly	Minnesota	National
Cost of living	103	100	100
Groceries	97	100	100
Health care	102	100	100
Housing	111	100	100
Transportation	100	100	100
Utilities	104	104	100
Lifestyle & Entertainment	99	100	100
Household Items	102	100	100
Education & Childcare	97	99	100

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Homes For Sale In Waverly, MN

524 Frankfort Way

Waverly, MN

4250 35th St SW

Waverly, MN

1006 Brandenburg Cir

Waverly, MN

1003 Brandenburg Cir

Waverly, MN

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Cost Of Living Quick Facts

The cost of living in Waverly is 3% higher than the Minnesota average
The cost of living in Waverly is 3% higher than the national average
Waverly housing is 11% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$144,289	$12,024	$3,367	$4,329
Renters	$111,023	$9,252	$2,590	$3,331

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Silver Lake, MN	938	90	10.2%
Lester Prairie, MN	1,776	92	7.8%
Winsted, MN	2,084	92	7.7%
Cokato, MN	2,804	95	5.2%
Maple Lake, MN	2,208	97	3.1%
Waverly, MN	1,550	103	3.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Montezuma, IA	1,550	87	12.7%
Billington Heights, NY	1,550	118	18.4%
Antwerp, OH	1,550	83	16.7%
McArthur, OH	1,550	87	12.7%
Panora, IA	1,551	92	8.4%
Waverly, MN	1,550	103	3.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Waverly, MN

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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