Cost of Living in Watonga, OK

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17%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Watonga Oklahoma National
Cost of living8388100
Groceries9696100
Health care9895100
Housing5270100
Transportation9596100
Utilities9496100
Lifestyle & Entertainment9594100
Household Items9797100
Education & Childcare9793100
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Homes For Sale In Watonga, OK

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8

Watonga, OK
property for sale

1316 Caudill Dr

Watonga, OK
property for sale

509 S Prouty Ave

Watonga, OK
property for sale

1007 N Market Ave

Watonga, OK
See the Newest Homes For Sale In Watonga, OK

Cost Of Living Quick Facts

  • The cost of living in Watonga is 6% lower than the Oklahoma average
  • The cost of living in Watonga is 17% lower than the national average
  • Watonga housing is 48% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,198$5,683$1,591$2,046
      Renters$60,423$5,035$1,410$1,813
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Watonga, OK, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Watonga homeowners, is $68,198. This would allow for a maximum of $1,591 per month to be spent on housing costs. For renters, the median monthly income is $60,423 which would result in a maximum of $1,410 to be spent on rental costs.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hitchcock, OK57963.9%
      Greenfield, OK1827623.5%
      Geary, OK9167921.5%
      Canton, OK4818020.0%
      Watonga, OK2,9478317.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mountain View, AR2,946918.7%
      Gladwin, MI2,9468416.2%
      New Madrid, MO2,9468416.0%
      Jacksonville, OR2,94613737.4%
      St. Clair, PA2,9488515.0%
      Watonga, OK2,9478317.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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