Cost of Living in Waterloo, WI

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A+
5%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
12%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waterloo Wisconsin National
Cost of living9596100
Groceries9999100
Health care9998100
Housing8889100
Transportation9798100
Utilities101101100
Lifestyle & Entertainment10198100
Household Items10099100
Education & Childcare9498100
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Homes For Sale In Waterloo, WI

property for sale

251 Goehl Rd

Waterloo, WI
property for sale

241 Goehl Rd

Waterloo, WI
property for sale

120 Beech Rd

Waterloo, WI
property for sale

65 Portland Rd

Waterloo, WI
See the Newest Homes For Sale In Waterloo, WI

Cost Of Living Quick Facts

  • The cost of living in Waterloo is equal to the Wisconsin average
  • The cost of living in Waterloo is 5% lower than the national average
  • Waterloo housing is 12% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Waterloo

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Compare Waterloo, WI Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,758$10,563$2,957$3,803
      Renters$32,745$2,729$764$982

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lowell, WI2418812.0%
      Clyman, WI3648910.9%
      Reeseville, WI736909.9%
      Watertown, WI24,039954.6%
      Jefferson, WI8,237964.4%
      Waterloo, WI3,450954.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Story City, IA3,450909.9%
      Saint-Maurice, QC3,450n/a 
      Cleves, OH3,449918.7%
      Danville, QC3,449n/a 
      La Salle, CO3,44811514.7%
      Waterloo, WI3,450954.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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