Cost of Living in Waterloo, CA

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F
118%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
351%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waterloo California National
Cost of living218141100
Groceries110111100
Health care115116100
Housing451197100
Transportation122118100
Utilities120119100
Lifestyle & Entertainment123120100
Household Items114111100
Education & Childcare130127100
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Homes For Sale In Waterloo, CA

property for sale

4810 Braghetta Ln

Stockton, CA
property for sale

5766 N Alpine Rd

Stockton, CA
property for sale

10221 Baker Rd

Stockton, CA

Cost Of Living Quick Facts

  • The cost of living in Waterloo is 55% higher than the California average
  • The cost of living in Waterloo is 118% higher than the national average
  • Waterloo housing is 351% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Waterloo

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Compare Waterloo, CA Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$291,627$24,302$6,804$8,750
      Renters$0$0$0$0

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Acampo, CA26611514.9%
      Farmington, CA17511717.2%
      Kennedy, CA2,97711313.4%
      August, CA8,21811413.7%
      Garden Acres, CA10,31811616.0%
      Waterloo, CA925218118.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Menan, ID925981.7%
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      Porum, OK9258020.2%
      Port Royal, PA925919.0%
      Waterloo, CA925218118.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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