Cost of Living in Waterloo, AL

Get 300+ Local Insights for Any Address in Waterloo, AL

Get Access to 300+ Local Data Points
A+
21%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waterloo Alabama National
Cost of living7989100
Groceries9596100
Health care9795100
Housing4274100
Transportation9895100
Utilities9697100
Lifestyle & Entertainment9494100
Household Items9596100
Education & Childcare9193100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Waterloo, AL

property for sale

6295 County Road 8

Waterloo, AL
property for sale

County Road 90

Waterloo, AL
property for sale

6210 County Road 8

Florence, AL
property for sale

9991 County Road 8

Waterloo, AL

Cost Of Living Quick Facts

  • The cost of living in Waterloo is 11% lower than the Alabama average
  • The cost of living in Waterloo is 21% lower than the national average
  • Waterloo housing is 58% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Waterloo

See all the best places to live around Waterloo

Compare Waterloo, AL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Waterloo?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Waterloo?
      Write a review to give others more information about this area.
      See all Waterloo poll results

      The best places in Alabama

      Here are the best places to live in AlabamaSafest Cities In The USMost Dangerous Cities In The USCheck out the 10 most dangerous cities in Alabama
      Best Places in Alabama

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$58,015$4,835$1,354$1,741
      Renters$46,682$3,890$1,089$1,401

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Burnsville, MS8607921.1%
      Iuka, MS3,0448118.7%
      Cherokee, AL8988317.5%
      Waterloo, AL1417920.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pine Apple, AL1418713.3%
      Mono City, CA1411022.4%
      Mount Carmel, FL141919.0%
      State Line City, IN1418613.7%
      Albert, KS1417624.1%
      Waterloo, AL1417920.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026