Cost Of Living in Watauga, TN

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11%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

30%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Watauga	Tennessee	National
Cost of living	89	92	100
Groceries	96	98	100
Health care	98	97	100
Housing	70	80	100
Transportation	95	97	100
Utilities	97	98	100
Lifestyle & Entertainment	96	97	100
Household Items	99	98	100
Education & Childcare	101	97	100

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Homes For Sale In Watauga, TN

424 Old Watauga Rd

Watauga, TN

Tbd Cripple Creek Rd

, TN

198 Maple Tree Ln

Watauga, TN

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Cost Of Living Quick Facts

The cost of living in Watauga is 4% lower than the Tennessee average
The cost of living in Watauga is 11% lower than the national average
Watauga housing is 30% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,731	$5,811	$1,627	$2,092
Renters	$0	$0	$0	$0

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Telford, TN	1,019	82	17.9%
Bloomingdale, TN	9,688	87	12.5%
Bluff City, TN	2,140	87	12.9%
Elizabethton, TN	14,021	88	11.8%
Central, TN	1,996	88	11.6%
Watauga, TN	798	89	11.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pine Brook Hill, CO	798	232	132.4%
Tucker, MS	798	95	4.7%
Fort Johnson, NY	798	101	0.9%
Everson, PA	798	86	14.3%
Sandy Lake, PA	798	88	12.4%
Watauga, TN	798	89	11.1%