Cost of Living in Bluff City, TN

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13%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bluff City Tennessee National
Cost of living8792100
Groceries9698100
Health care9897100
Housing6480100
Transportation9597100
Utilities9798100
Lifestyle & Entertainment9697100
Household Items9998100
Education & Childcare10197100
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Homes For Sale In Bluff City, TN

property for sale

167 Tailwater Rd

Bluff City, TN
property for sale

240 Maplehurst Ln

Bluff City, TN
property for sale

313 Richards Ln

Bluff City, TN
property for sale

242 Rambling Ln

Bluff City, TN

Cost Of Living Quick Facts

  • The cost of living in Bluff City is 6% lower than the Tennessee average
  • The cost of living in Bluff City is 13% lower than the national average
  • Bluff City housing is 36% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Bluff City

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Compare Bluff City, TN Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$82,161$6,847$1,917$2,465
      Renters$56,574$4,715$1,320$1,697

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Telford, TN1,0198217.9%
      Bloomingdale, TN9,6888712.5%
      Elizabethton, TN14,0218811.8%
      Central, TN1,9968811.6%
      Hunter, TN2,1308811.6%
      Bluff City, TN2,1408712.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fredonia, KS2,1408218.2%
      Logan Lake, BC2,140n/a 
      Fruitvale, BC2,140n/a 
      Roosevelt Gardens, FL2,1391000.4%
      Warrenton, GA2,1398118.8%
      Bluff City, TN2,1408712.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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