Cost of Living in Warsaw, KY

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12%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Warsaw Kentucky National
Cost of living8888100
Groceries9598100
Health care9797100
Housing7270100
Transportation9496100
Utilities9795100
Lifestyle & Entertainment9795100
Household Items9797100
Education & Childcare9094100
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Homes For Sale In Warsaw, KY

property for sale

5500 KY Highway 1992

Warsaw, KY
property for sale

108 Mourning Dove Dr

Warsaw, KY
property for sale

3957 E Highway 42

None, KY
property for sale

275 Beechwood Cir

Warsaw, KY
See the Newest Homes For Sale In Warsaw, KY

Cost Of Living Quick Facts

  • The cost of living in Warsaw is equal to the Kentucky average
  • The cost of living in Warsaw is 12% lower than the national average
  • Warsaw housing is 28% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Warsaw

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Compare Warsaw, KY Cost of Living

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      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,594$6,633$1,857$2,388
      Renters$47,011$3,918$1,097$1,410

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

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      Florence, IN47954.8%
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      Sanders, KY3417920.9%
      Belleview, KY1878218.4%
      East Enterprise, IN1698317.3%
      Warsaw, KY2,0648811.8%

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      Gotha, FL2,06319898.2%
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      Cariboo H, BC2,065n/a 
      Dolan Springs, AZ2,066909.6%
      Bell Canyon, CA2,062301201.0%
      Warsaw, KY2,0648811.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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