A+
0%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Warm Mineral Springs Florida National
Cost of living100102100
Groceries104102100
Health care102104100
Housing9197100
Transportation101103100
Utilities114110100
Lifestyle & Entertainment104104100
Household Items100102100
Education & Childcare103106100
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Cost Of Living Quick Facts

  • The cost of living in Warm Mineral Springs is 2% lower than the Florida average
  • The cost of living in Warm Mineral Springs is equal to the national average
  • Warm Mineral Springs housing is 9% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Warm Mineral Springs

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Compare Warm Mineral Springs, FL Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$64,424$5,369$1,503$1,933
      Renters$69,254$5,771$1,616$2,078
      A good indicator of the general affordability of housing in Warm Mineral Springs, FL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Warm Mineral Springs, the median monthly income is $64,424 for those who own their own homes. Under the standard rule, that income level would allow for $1,503 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $69,254, per the median income in the area. That would allow for renters to spend up to $1,616 on monthly rental expenses.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Charlotte Harbor, FL4,748973.3%
      Solana, FL1,389972.7%
      Gulf Gate Estates, FL10,9221011.1%
      Grove City, FL2,0741022.4%
      Port Charlotte, FL66,3831033.5%
      Warm Mineral Springs, FL5,3891000.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Val-David, QC5,390n/a 
      Center, TX5,3868316.9%
      Cowichan Valley A, BC5,392n/a 
      Lafayette, TN5,3938911.5%
      Scarborough, ME5,38411818.1%
      Warm Mineral Springs, FL5,3891000.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.