| Index | Waddington | New York | National |
| Cost of living | 104 | 117 | 100 |
| Goods & Services | 108 | 108 | 100 |
| Groceries | 105 | 102 | 100 |
| Health care | 106 | 103 | 100 |
| Housing | 91 | 145 | 100 |
| Transportation | 107 | 105 | 100 |
| Utilities | 121 | 100 | 100 |
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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $90,164 | $7,514 | $2,104 | $2,705 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Waddington | National avg. | Difference |
| Haircut | $26.98 | $24.26 | 11.2% |
| Beauty Salon | $46.44 | $45.56 | 1.9% |
| Toothpaste | $3.73 | $3.70 | 0.8% |
| Shampoo | $1.23 | $1.28 | 3.9% |
| Movie | $11.94 | $12.13 | 1.6% |
| Bowling | $15.67 | $18.00 | 13.0% |
| Item | Waddington | National avg. | Difference |
| Ground Beef | $5.76 | $5.84 | 1.4% |
| Fried Chicken | $1.72 | $1.57 | 9.6% |
| Milk | $4.82 | $4.67 | 3.1% |
| Potatoes | $4.97 | $4.93 | 0.7% |
| Pizza | $12.05 | $12.09 | 0.3% |
| Beer | $10.01 | $10.41 | 3.9% |
| Item | Waddington | National avg. | Difference |
| Optometrist | $141.67 | $125.68 | 12.7% |
| Doctor | $152.78 | $135.78 | 12.5% |
| Dentist | $130.83 | $113.29 | 15.5% |
| Ibuprofen | $10.78 | $10.65 | 1.2% |
| Lipitor | $371.02 | $468.60 | 20.8% |
| Item | Waddington | National avg. | Difference |
| Home Price | $181,800.00 | $184,700.00 | 1.6% |
| Avg. Mortgage Payment | $3,072.44 | $2,346.69 | 30.9% |
| Apartment Rent | $713.00 | $949.00 | 24.9% |
| Item | Waddington | National avg. | Difference |
| Gasoline | $3.59 | $3.46 | 3.8% |
| Tire Balancing | $68.60 | $59.92 | 14.5% |
| Item | Waddington | National avg. | Difference |
| All Electricity | $262.67 | $193.99 | 35.4% |
| Phone | $186.03 | $192.25 | 3.2% |
| City | Population | Cost of Living Index | National Avg. |
| Ogdensburg, NY | 10,559 | 90 | 10.2% |
| Massena, NY | 9,617 | 91 | 8.9% |
| Norfolk, NY | 886 | 92 | 8.2% |
| Norwood, NY | 1,543 | 92 | 8.0% |
| Madrid, NY | 805 | 95 | 5.2% |
| Waddington, NY | 986 | 104 | 3.5% |
| City | Population | Cost of Living Index | National Avg. |
| Fletcher, OK | 986 | 84 | 15.8% |
| Whitewood, SD | 986 | 88 | 11.7% |
| Gainesboro, TN | 986 | 83 | 16.7% |
| Holiday Lakes, TX | 986 | 85 | 15.1% |
| Hayneville, AL | 985 | 86 | 13.8% |
| Waddington, NY | 986 | 104 | 3.5% |
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