F
20%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
31%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Visalia California National
Cost of living120140100
Goods & Services105111100
Groceries107112100
Health care93109100
Housing131196100
Transportation127126100
Utilities157127100

An Overview of Cost of Living in Visalia, CA

The cost of living in Visalia affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Visalia is 120, which is 20% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

When it comes to the cost of living in Visalia, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 30.8% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Visalia?

The most insightful perspective on a city comes from its residents. We recently surveyed 14 locals to gauge their perception of the cost of living in Visalia. The feedback revealed that 21% of respondents found the cost of living to be reasonable, with prices on the decline, while 79% regarded it as notably expensive with prices that continue to rise.

Is Visalia Affordable?

Is Visalia affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Visalia, for instance, where the median home price falls 37.8% higher than the national average, and monthly rent rates are 14.3% higher than usual. Additionally, median income levels contribute to the equation, with Visalia flaunting a median household income of $66,668, 20.5% higher than the national norm.

What Factors can Influence the Cost of Living in Visalia?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Visalia, the groceries index is 6.6% higher than the national average.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Where is the Data From?

The Visalia cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

New Real Estate Listings in Visalia Area
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Cost Of Living Quick Facts

  • The cost of living in Visalia is 14% lower than the California average
  • The cost of living in Visalia is 20% higher than the national average
  • Visalia housing is 31% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 56% lower than the national average

Most Affordable Places to Live in and Around Visalia

See all the best places to live around Visalia

Compare Visalia, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,790$6,733$1,885$2,424
      Renters$48,987$4,082$1,143$1,470
      A good way to judge both the affordability of the housing and the cost of living in Visalia is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Visalia has a median income of about $80,790 for people who own homes. Based on that number, a maximum of $1,885 should be spent on expenses related to housing. Renters have a slightly different median income, which is $48,987. Based on this average, renters should spend no more than $1,143 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 12.3%

      Goods & Services

      Item Visalia National avg. Difference
      Haircut $26.25$24.268.2%
      Beauty Salon $89.33$45.5696.1%
      Toothpaste $3.75$3.701.3%
      Shampoo $1.48$1.2815.6%
      Movie $18.12$12.1349.4%
      Bowling $22.67$18.0025.9%

      Groceries

      Item Visalia National avg. Difference
      Ground Beef $5.77$5.841.1%
      Fried Chicken $2.63$1.5767.0%
      Milk $4.91$4.675.0%
      Potatoes $4.90$4.930.6%
      Pizza $13.49$12.0911.6%
      Beer $11.13$10.416.9%

      Health Care

      Item Visalia National avg. Difference
      Optometrist $142.20$125.6813.1%
      Doctor $131.33$135.783.3%
      Dentist $131.50$113.2916.1%
      Ibuprofen $11.78$10.6510.6%
      Lipitor $508.17$468.608.4%

      Housing

      Item Visalia National avg. Difference
      Home Price $254,600.00$184,700.0037.8%
      Avg. Mortgage Payment $5,847.37$2,346.69149.2%
      Apartment Rent $1,085.00$949.0014.3%

      Transportation

      Item Visalia National avg. Difference
      Gasoline $4.62$3.4633.6%
      Tire Balancing $61.00$59.921.8%

      Utilities

      Item Visalia National avg. Difference
      All Electricity $231.40$193.9919.3%
      Phone $193.81$192.250.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Monson, CA21011515.0%
      El Rancho, CA011515.0%
      Tonyville, CA23611515.0%
      Plainview, CA610954.7%
      Linnell Camp, CA837973.4%
      Visalia, CA133,10012019.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cedar Rapids, IA133,125937.1%
      Coral Springs, FL133,37012929.2%
      Gainesville, FL133,611954.8%
      Sterling Heights, MI132,2961032.9%
      Kingston, ON132,155n/a 
      Visalia, CA133,10012019.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.