| Index | Visalia | California | National |
| Cost of living | 122 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 117 | 116 | 100 |
| Housing | 130 | 197 | 100 |
| Transportation | 121 | 118 | 100 |
| Utilities | 120 | 119 | 100 |
| Lifestyle & Entertainment | 122 | 120 | 100 |
| Household Items | 111 | 111 | 100 |
| Education & Childcare | 134 | 127 | 100 |
Understanding the cost of living in Visalia can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Visalia cost of living index is 122, which is 22% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
If you value affordability in your search for a new place to live, Visalia may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Visalia falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs are a very significant part of the Visalia cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 30.3% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Recurring household expenses such as cleaning supplies, laundry detergent, toiletries, and kitchen basics are a steady part of monthly spending and make up 8% of the cost of living index. In Visalia, these everyday items will cost you 10.7% more than average, making it a slightly more expensive place to call home.
Locals have the inside scoop on their city. So, we polled 14 residents in Visalia to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 21% find it reasonable with decreasing prices, but 79% think it's quite pricey, with prices that continue to rise.
Wondering if Visalia is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Visalia, for example, the median home price is 38.1% higher than what folks pay nationally, and monthly rent is 12.1% higher than the usual rates. Plus, income levels matter too, with Visalia boasting a median household income of $101,257, which is 24.5% higher than the national average.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Visalia, healthcare costs are 17.1% higher than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Visalia, the utilities index stands at 19.8% higher than the national average.
The Visalia cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $121,817 | $10,151 | $2,842 | $3,655 |
| Renters | $71,575 | $5,965 | $1,670 | $2,147 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Tonyville, CA | 242 | 118 | 18.1% |
| Monson, CA | 215 | 118 | 18.1% |
| El Rancho, CA | 0 | 116 | 16.0% |
| Plainview, CA | 634 | 96 | 3.7% |
| Linnell Camp, CA | 854 | 99 | 1.4% |
| Visalia, CA | 136,439 | 122 | 21.8% |
| City | Population | Cost of Living Index | National Avg. |
| Cedar Rapids, IA | 136,032 | 91 | 9.3% |
| Columbia, SC | 137,084 | 100 | 0.4% |
| Sterling Heights, MI | 135,304 | 101 | 1.2% |
| Coral Springs, FL | 137,865 | 132 | 31.5% |
| New Haven, CT | 134,818 | 113 | 12.9% |
| Visalia, CA | 136,439 | 122 | 21.8% |
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