Victoria cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9091100
Goods & Services index9495100
Groceries index8690100
Health care index8397100
Housing index7283100
Transportation index9394100
Utilities index138102100
Here we can see a simple outline of the cost of living in Victoria, TX. As you can see, with the average cost of living in Victoria, TX being 90, that puts it 1% lower than the average of Texas and 10% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Victoria, TX, the price of goods and services are 1% lower than the average of Texas as well as 6% lower than the nation's average.

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Did you know?

  • The cost of living in Victoria is 1% lower than the Texas average.
  • The cost of living in Victoria is 10% lower than the national average.
  • The cost of housing in Victoria is 28% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

Compare Victoria, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Victoria, TX to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Victoria, TX, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Victoria, TX salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Victoria, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Victoria, TX homeowners, the median income is $66,727. This indicates that a monthly maximum of $1,557 should be spent by homeowners on all housing related costs. Renters have a median income of $35,818. This indicates that renters should have a maximum of $836 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Victoria, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemVictoriaNational avg.Difference
Haircut $18.50$17.495.8%
Beauty Salon $41.50$38.178.7%
Toothpaste $1.79$2.3222.9%
Shampoo $0.78$1.0122.9%
Movie $8.35$10.7222.1%
Bowling $14.50$13.864.6%


ItemVictoriaNational avg.Difference
Ground Beef $3.84$3.901.5%
Fried Chicken $0.96$1.4031.2%
Milk $1.37$1.9630.2%
Potatoes $2.63$3.1817.4%
Pizza $10.49$10.390.9%
Beer $9.10$9.231.4%

Health Care

ItemVictoriaNational avg.Difference
Optometrist $134.50$106.3426.5%
Doctor $86.25$115.2525.2%
Dentist $66.75$98.3832.2%
Ibuprofen $8.17$9.2611.8%
Lipitor $490.24$466.475.1%


ItemVictoriaNational avg.Difference
Home Price $119,000.00$184,700.0035.6%
Avg. Mortgage Payment $968.92$1,273.3223.9%
Apartment Rent $838.00$949.0011.7%


ItemVictoriaNational avg.Difference
Gasoline $2.28$2.5911.9%
Tire Balancing $50.47$48.903.2%


ItemVictoriaNational avg.Difference
All Electricity$279.81$167.6066.9%
Phone $182.64$163.4211.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bloomington, TX1,92882-18%
Placedo, TX79682-18%
Inez, TX2,33599-1%
Quail Creek, TX1,62411010%
Victoria, TX66,13990-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Yuba City, CA66,14711212%
Gaithersburg, MD66,10413636%
North Little Rock, AR66,04289-11%
Eagan, MN65,87411414%
Bayonne, NJ65,77212424%
Victoria, TX66,13990-10%
Source: The Victoria, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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