Cost of Living in Velva, ND

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A+
8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Velva North Dakota National
Cost of living9295100
Groceries9899100
Health care9999100
Housing7686100
Transportation10098100
Utilities104104100
Lifestyle & Entertainment9697100
Household Items10099100
Education & Childcare9398100
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Homes For Sale In Velva, ND

property for sale

4320 Rumely Rd Lot 30

Velva, ND
property for sale

4320 Rumely Rd

Velva, ND
property for sale

4320 Trappers Ln #17

Velva, ND
property for sale

4320 Rumely Rd

Velva, ND
See the Newest Homes For Sale In Velva, ND

Cost Of Living Quick Facts

  • The cost of living in Velva is 3% lower than the North Dakota average
  • The cost of living in Velva is 8% lower than the national average
  • Velva housing is 24% lower than the national average
  • North Dakota general sales tax is 2% lower than the national average
  • North Dakota state income tax is 58% lower than the national average

Most Affordable Places to Live in and Around Velva

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,070$8,756$2,451$3,152
      Renters$46,757$3,896$1,091$1,403

      North Dakota Sales Tax

      State General Sales Tax With Max Surtax
      North Dakota 5% 8%

      North Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      North Dakota 1.1% 2.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Karlsruhe, ND58991.4%
      Bergen, ND0991.4%
      Granville, ND2369010.2%
      Sawyer, ND287954.8%
      Voltaire, ND471054.7%
      Velva, ND1,306928.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Camp Hill, AL1,3067821.7%
      Airport, CA1,30611110.8%
      Keaau, HI1,30612424.3%
      Fruitland, IA1,306963.8%
      Madisonville, LA1,30611212.0%
      Velva, ND1,306928.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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