Cost Of Living in Valley City, IL

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A+

1%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Valley City	Illinois	National
Cost of living	99	98	100
Groceries	98	100	100
Health care	99	100	100
Housing	n/a	95	100
Transportation	100	101	100
Utilities	99	99	100
Lifestyle & Entertainment	100	100	100
Household Items	101	100	100
Education & Childcare	95	100	100

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Cost Of Living Quick Facts

The cost of living in Valley City is equal to the Illinois average
The cost of living in Valley City is 1% lower than the national average
Valley City housing is 1% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Naples, IL	149	77	22.7%
Glasgow, IL	96	78	22.4%
Detroit, IL	23	79	20.6%
Alsey, IL	180	81	18.9%
Perry, IL	279	81	18.8%
Valley City, IL	30	99	1.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Karluk, AK	30	101	1.0%
Larsen Bay, AK	30	97	2.9%
Birdsong, AR	30	77	22.6%
Floriston, CA	30	104	3.8%
Norristown, GA	30	100	0.5%
Valley City, IL	30	99	1.4%