Cost Of Living in Martinsburg, OH

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20%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

57%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Martinsburg	Ohio	National
Cost of living	80	89	100
Groceries	96	97	100
Health care	99	96	100
Housing	43	74	100
Transportation	94	96	100
Utilities	99	96	100
Lifestyle & Entertainment	95	95	100
Household Items	96	97	100
Education & Childcare	94	93	100

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Homes For Sale In Martinsburg, OH

3200 Millersburg Rd

Gambier, OH

Cost Of Living Quick Facts

The cost of living in Martinsburg is 10% lower than the Ohio average
The cost of living in Martinsburg is 20% lower than the national average
Martinsburg housing is 57% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$41,400	$3,450	$966	$1,242
Renters	$38,070	$3,173	$888	$1,142

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bladensburg, OH	363	80	19.6%
Howard, OH	183	81	19.1%
Gann, OH	132	82	17.9%
Danville, OH	867	83	17.4%
Frazeysburg, OH	1,261	84	16.0%
Martinsburg, OH	243	80	19.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Magness, AR	243	85	15.3%
Fredonia, IA	243	82	18.4%
Penfield, IL	243	86	13.7%
Americus, IN	243	103	3.0%
Geneseo, KS	243	76	23.7%
Martinsburg, OH	243	80	19.8%