Upland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8589100
Goods & Services index9097100
Groceries index8992100
Health care index10394100
Housing index6772100
Transportation index97100100
Utilities index9999100
Here we can see a simple outline of the cost of living in Upland, IN. As you can see, with the average cost of living in Upland, IN being 85, that puts it 4% lower than the average of Indiana and 15% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Upland, IN, the price of goods and services are 7% lower than the average of Indiana as well as 10% lower than the nation's average.

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Did you know?

  • The cost of living in Upland is 4% lower than the Indiana average.
  • The cost of living in Upland is 15% lower than the national average.
  • The cost of housing in Upland is 33% lower than the national average.
  • Indiana general sales tax is 37% higher than the national average.
  • Indiana state income tax is 48% higher than the national average.

Compare Upland, IN Cost of living To Other Cities

Salary Calculator

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Goods & Services index
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Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Upland, IN to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Upland, IN, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Upland, IN salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Upland, IN by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Upland, IN have a median income of $68,750. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,604 per month to avoid calamity and poverty. The renters in the city have an income of about $32,902, which would make their monthly maximum allowable rental costs $768.

Indiana Sales Tax

StateGeneral Sales TaxWith Max Surtax

Indiana Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Upland, IN, the Indiana income tax and the Indiana sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Indiana maximum surtax is 7%, and the Indiana sales tax is 7%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.3% to 3.3% in Indiana.

Goods & Services

ItemUplandNational avg.Difference
Haircut $16.99$17.492.9%
Beauty Salon $26.66$38.1730.2%
Toothpaste $2.10$2.329.5%
Shampoo $0.88$1.0113.0%
Movie $5.99$10.7244.1%
Bowling $10.00$13.8627.9%


ItemUplandNational avg.Difference
Ground Beef $3.75$3.903.8%
Fried Chicken $1.28$1.408.3%
Milk $1.24$1.9636.8%
Potatoes $2.79$3.1812.3%
Pizza $9.99$10.393.9%
Beer $8.65$9.236.3%

Health Care

ItemUplandNational avg.Difference
Optometrist $134.67$106.3426.6%
Doctor $125.33$115.258.7%
Dentist $95.67$98.382.8%
Ibuprofen $8.09$9.2612.6%
Lipitor $500.54$466.477.3%


ItemUplandNational avg.Difference
Home Price $126,900.00$184,700.0031.3%
Avg. Mortgage Payment $978.00$1,273.3223.2%
Apartment Rent $610.00$949.0035.7%


ItemUplandNational avg.Difference
Gasoline $2.84$2.599.7%
Tire Balancing $38.96$48.9020.3%


ItemUplandNational avg.Difference
All Electricity$163.77$167.602.3%
Phone $181.42$163.4211.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Poneto, IN15376-24%
Landess, IN28776-24%
Montpelier, IN1,71878-22%
Hartford City, IN6,11077-23%
Matthews, IN66077-23%
Upland, IN3,66385-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Paoli, IN3,66384-16%
South Eliot, ME3,66311818%
O'Neill, NE3,66484-16%
Mogadore, OH3,66290-10%
Reamstown, PA3,66496-4%
Upland, IN3,66385-15%
Source: The Upland, IN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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