Cost Of Living in Union Springs, AL

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21%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Union Springs	Alabama	National
Cost of living	79	89	100
Groceries	94	96	100
Health care	93	95	100
Housing	45	74	100
Transportation	93	95	100
Utilities	96	97	100
Lifestyle & Entertainment	93	94	100
Household Items	95	96	100
Education & Childcare	94	93	100

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Homes For Sale In Union Springs, AL

515 Boulevard Dr

Union Springs, AL

138 Summer ST

Opelika, AL

107 Summer ST

Opelika, AL

2269 Highway 223

Union Springs, AL

Cost Of Living Quick Facts

The cost of living in Union Springs is 11% lower than the Alabama average
The cost of living in Union Springs is 21% lower than the national average
Union Springs housing is 55% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,844	$6,154	$1,723	$2,216
Renters	$19,001	$1,583	$443	$570

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Union Springs, AL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Union Springs, homeowners have a median income of $73,844. Using that number, a maximum of $1,723 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $19,001, which means there is a maximum of $443 to be spent on the costs of renting a home or apartment.

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fitzpatrick, AL	0	95	4.9%
Midway, AL	518	78	21.7%
Union Springs, AL	3,590	79	20.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pittsboro, IN	3,590	99	0.9%
Valley Green, PA	3,590	101	0.7%
Pajaro, CA	3,589	142	41.8%
Perham, MN	3,589	94	6.2%
Salisbury, NB	3,589	n/a
Union Springs, AL	3,590	79	20.7%