A
8%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Union Park Florida National
Cost of living108102100
Groceries101102100
Health care107104100
Housing11997100
Transportation102103100
Utilities112110100
Lifestyle & Entertainment101104100
Household Items103102100
Education & Childcare102106100
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An Overview of Cost of Living in Union Park, FL

Understanding the cost of living in Union Park can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Union Park cost of living index is 108, which is 8% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Union Park are priced in a manner consistent with other areas. This means that residents of Union Park can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Union Park Affordable?

Is Union Park affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Union Park, the median home price is 11.9% higher than the national average and monthly rent prices are 34.7% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Union Park boasting a median household income of $88,873, 9.3% higher than the national average.

What Factors can Influence the Cost of Living in Union Park?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Union Park, the utilities index stands at 12% higher than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Union Park, the transportation index stands at 1.5% higher than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Where is the Data From?

The Union Park cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Union Park is 6% higher than the Florida average
  • The cost of living in Union Park is 8% higher than the national average
  • Union Park housing is 19% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Union Park

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Compare Union Park, FL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,218$9,435$2,642$3,397
      Renters$63,205$5,267$1,475$1,896
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Union Park, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Union Park, homeowners have a median income of $113,218. Using that number, a maximum of $2,642 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $63,205, which means there is a maximum of $1,475 to be spent on the costs of renting a home or apartment.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eatonville, FL2,489982.4%
      Taft, FL1,626991.0%
      Tangelo Park, FL2,9921000.0%
      Oak Ridge, FL24,5001000.4%
      Orlovista, FL7,6331000.4%
      Union Park, FL11,1461088.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tarboro, NC11,145909.8%
      Northbrook, OH11,1458812.5%
      Brock Hall, MD11,15315353.4%
      Waggaman, LA11,136918.7%
      Sturgis, MI11,1588415.8%
      Union Park, FL11,1461088.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.