Cost Of Living in Umatilla, OR

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5%

Overall NAT. AVG.

6%

Goods & Services NAT. AVG.

16%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Umatilla	Oregon	National
Cost of living	95	111	100
Goods & Services	94	105	100
Groceries	104	109	100
Health care	117	105	100
Housing	84	123	100
Transportation	117	117	100
Utilities	87	96	100

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Cost Of Living Quick Facts

The cost of living in Umatilla is 15% lower than the Oregon average
The cost of living in Umatilla is 5% lower than the national average
Umatilla housing is 16% lower than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,856	$4,238	$1,187	$1,526
Renters	$0	$0	$0	$0

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Umatilla, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Umatilla homeowners, is $50,856. This would allow for a maximum of $1,187 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Goods & Services

Item	Umatilla	National avg.	Difference
Haircut	$22.67	$24.26	6.6%
Beauty Salon	$39.87	$45.56	12.5%
Toothpaste	$4.00	$3.70	8.1%
Shampoo	$1.15	$1.28	9.9%
Movie	$9.66	$12.13	20.4%
Bowling	$11.07	$18.00	38.5%

Groceries

Item	Umatilla	National avg.	Difference
Ground Beef	$6.27	$5.84	7.4%
Fried Chicken	$2.76	$1.57	75.5%
Milk	$4.73	$4.67	1.2%
Potatoes	$4.34	$4.93	12.0%
Pizza	$11.99	$12.09	0.8%
Beer	$10.92	$10.41	4.9%

Health Care

Item	Umatilla	National avg.	Difference
Optometrist	$144.67	$125.68	15.1%
Doctor	$182.86	$135.78	34.7%
Dentist	$130.71	$113.29	15.4%
Ibuprofen	$10.85	$10.65	1.8%
Lipitor	$482.37	$468.60	2.9%

Housing

Item	Umatilla	National avg.	Difference
Home Price	$158,200.00	$184,700.00	14.3%
Avg. Mortgage Payment	$2,425.82	$2,346.69	3.4%
Apartment Rent	$772.00	$949.00	18.7%

Transportation

Item	Umatilla	National avg.	Difference
Gasoline	$4.13	$3.46	19.3%
Tire Balancing	$65.72	$59.92	9.7%

Utilities

Item	Umatilla	National avg.	Difference
All Electricity	$148.41	$193.99	23.5%
Phone	$198.27	$192.25	3.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Irrigon, OR	1,904	91	9.5%
Echo, OR	577	91	8.7%
Stanfield, OR	2,521	94	6.2%
Hermiston, OR	17,512	96	4.1%
Umatilla, OR	7,215	95	5.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dunellen, NJ	7,215	119	18.8%
Neptune Beach, FL	7,214	127	26.9%
Riverdale Park, MD	7,216	129	28.5%
Lago Vista, TX	7,212	109	9.4%
Seward, NE	7,210	96	3.8%
Umatilla, OR	7,215	95	5.1%