B
14%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ulm Montana National
Cost of living114102100
Groceries104103100
Health care102102100
Housing142101100
Transportation101100100
Utilities105104100
Lifestyle & Entertainment101100100
Household Items99100100
Education & Childcare106102100
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Cost Of Living Quick Facts

  • The cost of living in Ulm is 13% higher than the Montana average
  • The cost of living in Ulm is 14% higher than the national average
  • Ulm housing is 42% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Ulm

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Compare Ulm, MT Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$119,596$9,966$2,790$3,588
      Renters$0$0$0$0

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gibson Flats, MT2121032.5%
      Black Eagle, MT868928.0%
      Cascade, MT674937.1%
      Vaughn, MT906936.7%
      Sun Prairie, MT1,649945.6%
      Ulm, MT76911414.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Potomac, IL7698416.0%
      Twin Valley, MN7698712.8%
      Old Fort, NC7698713.0%
      Sycamore, OH7698317.1%
      Tipton, OK7697822.3%
      Ulm, MT76911414.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.