Two Harbors 81 Exceptional
Two Harbors Livability #62 ranked city in Minnesota#1,444 ranked city in the USARanks better than 95% of areas
Is This the Right Place for You? Local Insights Report
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Local Insights Report

Pros and Cons of Living in Two Harbors

PROS
  • Cost Of Living Cost Of Living

    Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.

  • Crime Crime

    This area boasts a crime rate that is far below the national average, making it a very safe place to live. These crime statistics encompass both property and violent offenses.

  • Housing Housing

    Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.

  • Health & Safety Health & Safety

    Accessible health facilities like hospitals, doctors offices, clinics and nursing homes as well as good air quality are all factors that have led to a high score in this category.

  • Ratings Ratings

    According to recent surveys and polls, locals had excellent ratings for walkability to nearby amenities, safety, access to public transit and the overall sense of community in the area.

CONS
  • Amenities Amenities

    The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.

  • Commute Commute

    Low commute scores could be due to limited access to public transit in this area, as well as longer-than-average work commute times for residents.

What's it like Living in Two Harbors?

Two Harbors is a smaller city located in the state of Minnesota. The city has a population of 3,608 inhabitants. If we take a look at the last Census, the vast majority of the population falls within one racial group (96% White). Given that fact, Two Harbors could be considered less diverse than other cities.

Are you trying to decide if living in Two Harbors is the right fit for your lifestyle? To ensure a fulfilling experience before relocating to any new city in Minnesota, you will probably want to make sure that you check all of the most important boxes. Several key factors deserve attention. For one, safety is paramount, ensuring that your new area is low in crime is key. Proximity to workplaces or schools minimizes commute times and fosters convenience. Access to essential amenities like parks, grocery stores, food, fitness, shops and healthcare facilities enhances daily life. Efficient public transportation options provide mobility and connectivity. The sense of community creates a welcoming and supportive environment. Lastly, the overall atmosphere, encompassing the vibe, aesthetics, and lifestyle offerings, contributes to a fulfilling living experience. Considering these elements helps identify the ideal neighborhood for your needs and preferences. To help you find the best places to live in and around Two Harbors, AreaVibes has created a livability score using key metrics like cost of living, health & safety, housing and more.

With a livability score of 79 out of 100, Two Harbors is ranked #1,917 in the United States and #72 in Minnesota. This is a great score, as Two Harbors ranks well in multiple categories! Two Harbors is also ranked in the top 10 percentile of all cities across the USA. If we explore each of the categories individually, we see that Two Harbors ranks well for crime (A+), cost of living (B+), education (B), employment (B-) and housing (A+). There is at least one category that did not score well in Two Harbors. The following was graded with a discouraging score: amenities (F).

Low violent crime rates (murder, rape, robbery, assault) provide a safer environment for residents, reducing the risk of personal harm, property theft or violence. Low crime can also lead to increased property values and desirability. With 0 crimes per 100,000 residents, Two Harbors has a violent crime rate that is far below the national average.

When contemplating a move, job prospects often top the list of priorities. In Two Harbors, the outlook for new employment is notably brighter than in many other areas. The low unemployment rate of 1.4% points to a surge in job opportunities, the potential for higher wages, enhanced workforce productivity and increased economic growth. These favorable conditions bode well for individuals seeking career advancement and financial stability, making this area an appealing destination for those prioritizing professional opportunities and economic prosperity.

A healthy real estate market serves as a key economic indicator. It could signify overall local economic strength, stability and reflects consumer confidence in the area. Based on multiple factors including: median home and rental prices, appreciation rates and home affordability, Two Harbors has received high marks in the housing category. Based on these calculations, the apartment rental and real estate market appears to be very healthy.

Being close to public transit, grocery stores, parks and other conveniences are all important when weighing your options for a new home in Two Harbors. Before you determine if any of these amenities are available in the area, you will also want to know if the real estate prices in Two Harbors are affordable. The median home price for Two Harbors homes is $272,623, which is 19.6% lower than the Minnesota average. If we take a closer look at the affordability of homes in Two Harbors, we’ll see that the home price to income ratio is 3.1, which is 16.2% lower than the Minnesota average.

Best Places to Live in and Around Two Harbors

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Compare Two Harbors, MN Livability

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      Two Harbors transportation information

      Statistic Two Harbors Minnesota National
      Average one way commute22min23min26min
      Workers who drive to work74.5%78.0%76.4%
      Workers who carpool14.7%8.7%9.3%
      Workers who take public transit0.0%3.5%5.1%
      Workers who bicycle0.0%0.8%0.6%
      Workers who walk6.7%2.8%2.8%
      Working from home3.4%5.3%4.6%
      Source: The Two Harbors, MN data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.