Cost Of Living in Troy, VT

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A+

2%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

20%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Troy	Vermont	National
Cost of living	98	108	100
Groceries	107	107	100
Health care	105	105	100
Housing	80	114	100
Transportation	106	106	100
Utilities	106	106	100
Lifestyle & Entertainment	105	105	100
Household Items	103	103	100
Education & Childcare	103	103	100

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Troy, VT

Cost Of Living Quick Facts

The cost of living in Troy is 9% lower than the Vermont average
The cost of living in Troy is 2% lower than the national average
Troy housing is 20% lower than the national average
Vermont general sales tax is 18% higher than the national average
Vermont state income tax is 29% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$116,438	$9,703	$2,717	$3,493
Renters	$0	$0	$0	$0

Vermont Sales Tax

State	General Sales Tax	With Max Surtax
Vermont	6%	7%

Vermont Income Tax

State	Income Tax (Low)	Income Tax (High)
Vermont	3.35%	8.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Coventry, VT	30	105	5.3%
Barton, VT	609	90	9.6%
Lowell, VT	149	92	7.6%
Albany, VT	182	93	6.8%
Irasburg, VT	108	94	5.9%
Troy, VT	60	98	2.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Smithville, AR	60	94	5.6%
Campo Bonito, AZ	60	103	2.6%
Carrick, CA	60	117	17.4%
Paskenta, CA	60	118	18.1%
Jeisyville, IL	60	78	21.9%
Troy, VT	60	98	2.2%