Cost Of Living in Trout Valley, IL

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F

29%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

98%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Trout Valley	Illinois	National
Cost of living	129	98	100
Groceries	99	100	100
Health care	101	100	100
Housing	198	95	100
Transportation	102	101	100
Utilities	101	99	100
Lifestyle & Entertainment	97	100	100
Household Items	100	100	100
Education & Childcare	102	100	100

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Cost Of Living Quick Facts

The cost of living in Trout Valley is 32% higher than the Illinois average
The cost of living in Trout Valley is 29% higher than the national average
Trout Valley housing is 98% higher than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$278,137	$23,178	$6,489	$8,345
Renters	$0	$0	$0	$0

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Round Lake Park, IL	8,005	95	5.3%
McCullom Lake, IL	1,222	97	2.5%
Union, IL	699	99	1.2%
Round Lake Beach, IL	28,313	98	1.7%
Wonder Lake, IL	4,084	99	0.6%
Trout Valley, IL	522	129	29.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Galena, AK	522	110	9.8%
Ballico, CA	522	137	37.2%
New Albin, IA	522	86	13.8%
Royal, IA	522	82	18.0%
Harrisville, MI	522	85	15.3%
Trout Valley, IL	522	129	29.5%