Cost Of Living in Tri-Lakes, IN

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9%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

35%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Tri-Lakes	Indiana	National
Cost of living	109	89	100
Groceries	98	97	100
Health care	95	97	100
Housing	135	72	100
Transportation	100	96	100
Utilities	95	96	100
Lifestyle & Entertainment	95	95	100
Household Items	100	98	100
Education & Childcare	95	94	100

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Homes For Sale In Tri-Lakes, IN

5521 N Fish Hatchery Rd

Columbia City, IN

1700 E Linker Rd

Columbia City, IN

1770 E Poplar Rd

Columbia City, IN

Cost Of Living Quick Facts

The cost of living in Tri-Lakes is 22% higher than the Indiana average
The cost of living in Tri-Lakes is 9% higher than the national average
Tri-Lakes housing is 35% higher than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$129,903	$10,825	$3,031	$3,897
Renters	$0	$0	$0	$0

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Sidney, IN	66	80	20.5%
Cromwell, IN	498	82	18.0%
Ligonier, IN	4,633	82	17.6%
South Whitley, IN	1,555	84	15.8%
Kimmell, IN	583	83	16.8%
Tri-Lakes, IN	1,573	109	8.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mansura, LA	1,573	80	20.1%
Oronoco, MN	1,573	117	16.7%
Lake Hamilton, FL	1,574	102	2.0%
Osborne, KS	1,572	81	19.4%
Fort Belknap Agency, MT	1,572	83	17.0%
Tri-Lakes, IN	1,573	109	8.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Tri-Lakes, IN

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Indiana Sales Tax

Indiana Income Tax

Nearby cities with low cost of living

Cities with similar population