Cost of Living in Treasure Island, FL

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F
32%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
93%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Treasure Island Florida National
Cost of living132102100
Groceries104102100
Health care105104100
Housing19397100
Transportation104103100
Utilities114110100
Lifestyle & Entertainment104104100
Household Items105102100
Education & Childcare109106100
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Homes For Sale In Treasure Island, FL

property for sale

10375 Paradise Blvd #51

Treasure Island, FL
property for sale

10238 Tarpon Dr

Treasure Island, FL
property for sale

8475 W Gulf Blvd #20

Treasure Island, FL
property for sale

11730 Gulf Blvd #40

Treasure Island, FL

Cost Of Living Quick Facts

  • The cost of living in Treasure Island is 29% higher than the Florida average
  • The cost of living in Treasure Island is 32% higher than the national average
  • Treasure Island housing is 93% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Treasure Island

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Compare Treasure Island, FL Cost of Living

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$139,062$11,589$3,245$4,172
      Renters$65,543$5,462$1,529$1,966
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Treasure Island, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Treasure Island, homeowners have a median income of $139,062. Using that number, a maximum of $3,245 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $65,543, which means there is a maximum of $1,529 to be spent on the costs of renting a home or apartment.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Highpoint, FL6,065946.3%
      Lealman, FL22,381972.7%
      West Lealman, FL14,846972.6%
      Largo, FL87,579990.9%
      Pinellas Park, FL55,3921044.1%
      Treasure Island, FL7,11813231.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ocean City, MD7,12211919.1%
      Mount Carmel, IL7,1128317.1%
      Perry, FL7,127927.6%
      Emmett, ID7,108936.8%
      Greenbrier, TN7,1311022.2%
      Treasure Island, FL7,11813231.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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