A+
4%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
0%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pinellas Park Florida National
Cost of living104102100
Groceries104102100
Health care105104100
Housing10097100
Transportation104103100
Utilities114110100
Lifestyle & Entertainment104104100
Household Items105102100
Education & Childcare109106100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Pinellas Park, FL

Understanding the cost of living in Pinellas Park can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Pinellas Park cost of living index is 104, which is 4% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Pinellas Park is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Pinellas Park Affordable?

Is Pinellas Park an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Pinellas Park is 7.4% lower than the national average, while the average monthly rent prices are 16.8% higher than average. The affordability of any location can also be influenced by median income levels. Pinellas Park has a median household income of $74,454, which is 8.5% lower than the national average.

What Factors can Influence the Cost of Living in Pinellas Park?

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Pinellas Park, the housing index comes in at 0.1% lower than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Pinellas Park, the transportation index is 4.3% higher than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Pinellas Park comes in at 13.5% higher than the national average.

Where is the Data From?

The Pinellas Park cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Pinellas Park is 2% higher than the Florida average
  • The cost of living in Pinellas Park is 4% higher than the national average
  • Pinellas Park housing is equal to the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Pinellas Park

See all the best places to live around Pinellas Park

Compare Pinellas Park, FL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Pinellas Park?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Pinellas Park?
      Write a review to give others more information about this area.
      See all Pinellas Park poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,234$7,353$2,059$2,647
      Renters$57,938$4,828$1,352$1,738
      To approximate the cost of living and the housing affordability in Pinellas Park, FL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Pinellas Park have a median income of $88,234. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,059 per month to avoid calamity and poverty. The renters in the city have an income of about $57,938, which would make their monthly maximum allowable rental costs $1,352.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Highpoint, FL6,065946.3%
      Lealman, FL22,381972.7%
      West Lealman, FL14,846972.6%
      Largo, FL87,579990.9%
      Kenneth City, FL5,2481054.9%
      Pinellas Park, FL55,3921044.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Decatur, AL55,4348910.7%
      Novato, CA55,46819392.7%
      Belleville, ON55,515n/a 
      Kingsport, TN55,254927.8%
      Minnetonka, MN55,23512625.9%
      Pinellas Park, FL55,3921044.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.