Cost of Living in Topeka, IN

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14%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Topeka Indiana National
Cost of living8689100
Groceries9797100
Health care9697100
Housing6472100
Transportation9596100
Utilities9796100
Lifestyle & Entertainment9495100
Household Items9998100
Education & Childcare9194100
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Homes For Sale In Topeka, IN

property for sale

309 Todd St

Topeka, IN
property for sale

310 Todd St

Topeka, IN
property for sale

317 E Lake St

Topeka, IN

Cost Of Living Quick Facts

  • The cost of living in Topeka is 3% lower than the Indiana average
  • The cost of living in Topeka is 14% lower than the national average
  • Topeka housing is 36% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,596$8,466$2,370$3,048
      Renters$55,743$4,645$1,301$1,672

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cromwell, IN4988218.0%
      Ligonier, IN4,6338217.6%
      Lagrange, IN2,8128317.4%
      Wolcottville, IN9828316.9%
      Kimmell, IN5838316.8%
      Topeka, IN9688614.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Egypt, AL968973.5%
      Anita, IA9688217.7%
      Welcome, LA9688713.2%
      Mayfield, NY9681010.7%
      Sequoyah, OK968972.7%
      Topeka, IN9688614.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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