Cost of Living in Tonka Bay, MN

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F
66%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
218%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Tonka Bay Minnesota National
Cost of living166100100
Groceries100100100
Health care97100100
Housing318100100
Transportation102100100
Utilities106104100
Lifestyle & Entertainment96100100
Household Items100100100
Education & Childcare10599100
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Homes For Sale In Tonka Bay, MN

property for sale

4410 Manitou Rd

Excelsior, MN
property for sale

5330 Manitou Rd

Excelsior, MN
property for sale

85 Brentwood Ave

Excelsior, MN
property for sale

165 Mound Ave

Excelsior, MN

Cost Of Living Quick Facts

  • The cost of living in Tonka Bay is 65% higher than the Minnesota average
  • The cost of living in Tonka Bay is 66% higher than the national average
  • Tonka Bay housing is 218% higher than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Tonka Bay

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Compare Tonka Bay, MN Cost of Living

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      The best places in Minnesota

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$221,028$18,419$5,157$6,632
      Renters$168,527$14,044$3,932$5,056

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Brooklyn Center, MN31,6821021.8%
      Rockford, MN4,5951021.7%
      Robbinsdale, MN14,7671033.3%
      Watertown, MN4,6461044.0%
      Osseo, MN2,8261044.4%
      Tonka Bay, MN1,50516665.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake Don Pedro, CA1,50512424.1%
      St. Elmo, IL1,5058416.4%
      Belle Plaine, KS1,5058416.3%
      Clarkson, KY1,5058218.3%
      Urania, LA1,5057524.9%
      Tonka Bay, MN1,50516665.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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