Cost Of Living in Three Oaks, MI

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9%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

23%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Three Oaks	Michigan	National
Cost of living	91	91	100
Groceries	98	98	100
Health care	96	97	100
Housing	77	76	100
Transportation	93	96	100
Utilities	99	100	100
Lifestyle & Entertainment	99	96	100
Household Items	99	98	100
Education & Childcare	99	95	100

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Homes For Sale In Three Oaks, MI

404 Cedar St

Three Oaks, MI

18946 Avery Rd

Three Oaks, MI

V/L Three Oaks Rd

Three Oaks, MI

6629 W East Rd Unit B

Three Oaks, MI

Cost Of Living Quick Facts

The cost of living in Three Oaks is equal to the Michigan average
The cost of living in Three Oaks is 9% lower than the national average
Three Oaks housing is 23% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$88,599	$7,383	$2,067	$2,658
Renters	$65,254	$5,438	$1,522	$1,958

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hudson Lake, IN	1,320	82	17.7%
Michigan City, IN	32,068	86	13.9%
Galien, MI	466	85	15.3%
La Porte, IN	21,881	87	12.8%
Buchanan, MI	4,375	87	13.1%
Three Oaks, MI	1,384	91	8.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Blue Ridge, AL	1,384	110	10.3%
Des Arc, AR	1,384	80	19.8%
Covelo, CA	1,384	121	21.1%
Crested Butte, CO	1,384	147	47.1%
Cannelton, IN	1,384	79	21.2%
Three Oaks, MI	1,384	91	8.7%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Three Oaks, MI

Homes For Sale In Three Oaks, MI

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Three Oaks

Compare Three Oaks, MI Cost of Living

The best places in Michigan

Salary Calculator

Median Income & Debt-To-Income Ratio

Michigan Sales Tax

Michigan Income Tax

Nearby cities with low cost of living

Cities with similar population