Cost Of Living in Three Oaks, MI

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13%

Overall NAT. AVG.

14%

Goods & Services NAT. AVG.

25%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Three Oaks	Michigan	National
Cost of living	87	89	100
Goods & Services	86	93	100
Groceries	100	99	100
Health care	87	93	100
Housing	75	74	100
Transportation	90	97	100
Utilities	101	101	100

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Cost Of Living Quick Facts

The cost of living in Three Oaks is 3% lower than the Michigan average
The cost of living in Three Oaks is 13% lower than the national average
Three Oaks housing is 25% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,196	$4,933	$1,381	$1,776
Renters	$44,167	$3,681	$1,030	$1,325

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Goods & Services

Item	Three Oaks	National avg.	Difference
Haircut	$20.78	$24.26	14.4%
Beauty Salon	$52.07	$45.56	14.3%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.34	$1.28	4.6%
Movie	$13.08	$12.13	7.8%
Bowling	$10.44	$18.00	42.0%

Groceries

Item	Three Oaks	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.62	$1.57	3.0%
Milk	$4.83	$4.67	3.3%
Potatoes	$4.96	$4.93	0.4%
Pizza	$11.04	$12.09	8.7%
Beer	$9.65	$10.41	7.3%

Health Care

Item	Three Oaks	National avg.	Difference
Optometrist	$132.22	$125.68	5.2%
Doctor	$117.36	$135.78	13.6%
Dentist	$99.95	$113.29	11.8%
Ibuprofen	$10.40	$10.65	2.4%
Lipitor	$356.34	$468.60	24.0%

Housing

Item	Three Oaks	National avg.	Difference
Home Price	$127,000.00	$184,700.00	31.2%
Avg. Mortgage Payment	$1,868.87	$2,346.69	20.4%
Apartment Rent	$859.00	$949.00	9.5%

Transportation

Item	Three Oaks	National avg.	Difference
Gasoline	$3.38	$3.46	2.4%
Tire Balancing	$42.17	$59.92	29.6%

Utilities

Item	Three Oaks	National avg.	Difference
All Electricity	$199.24	$193.99	2.7%
Phone	$190.02	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hudson Lake, IN	1,285	80	20.1%
Michigan City, IN	31,191	82	17.9%
Galien, MI	449	82	17.7%
La Porte, IN	21,328	83	16.8%
Buchanan, MI	4,270	85	15.4%
Three Oaks, MI	1,347	87	13.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ardmore, AL	1,347	89	10.6%
Colchester, IL	1,347	84	16.2%
Hanna City, IL	1,347	87	13.5%
La Crosse, KS	1,347	82	17.5%
Brewster, MA	1,347	140	39.9%
Three Oaks, MI	1,347	87	13.4%