Cost of Living in Thomas, OK

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16%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Thomas Oklahoma National
Cost of living8488100
Groceries9696100
Health care9895100
Housing5670100
Transportation9596100
Utilities9496100
Lifestyle & Entertainment9594100
Household Items9797100
Education & Childcare9793100
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Homes For Sale In Thomas, OK

property for sale

314 N Main St

Thomas, OK
property for sale

92992 N 2450 Rd

Thomas, OK
property for sale

84725 N 2480 Rd

Fay, OK
property for sale

619 N 16th St

Thomas, OK
See the Newest Homes For Sale In Thomas, OK

Cost Of Living Quick Facts

  • The cost of living in Thomas is 4% lower than the Oklahoma average
  • The cost of living in Thomas is 16% lower than the national average
  • Thomas housing is 44% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Thomas

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,130$7,761$2,173$2,794
      Renters$36,270$3,023$846$1,088

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oakwood, OK69963.9%
      Putnam, OK717227.8%
      Custer City, OK3918019.6%
      Arapaho, OK9738514.6%
      Hydro, OK1,2008811.7%
      Thomas, OK1,2848416.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Coon Rapids, IA1,2848415.7%
      Edina, MO1,2848218.2%
      West Fairview, PA1,284928.2%
      Kettleman City, CA1,28311010.3%
      Fairview Park, IN1,2858514.5%
      Thomas, OK1,2848416.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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