Cost Of Living in Thiells, NY

Get 300+ Local Insights for Any Address in Thiells, NY

Get Access to 300+ Local Data Points

F

42%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

119%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Thiells	New York	National
Cost of living	142	121	100
Groceries	106	106	100
Health care	111	110	100
Housing	219	144	100
Transportation	111	113	100
Utilities	111	112	100
Lifestyle & Entertainment	108	111	100
Household Items	107	106	100
Education & Childcare	112	118	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Thiells, NY

14 Bubenko Dr

Garnerville, NY

23 Frederick St

Garnerville, NY

25 Rosman Rd

Thiells, NY

3 Rosman Rd Unit B

Thiells, NY

Cost Of Living Quick Facts

The cost of living in Thiells is 18% higher than the New York average
The cost of living in Thiells is 42% higher than the national average
Thiells housing is 119% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Thiells

See all the best places to live around Thiells

Compare Thiells, NY Cost of Living

Write a review to give others more information about this area.

See all Thiells poll results

The best places in New York

Here are the best places to live in New York

These are the 10 cheapest cities in New York

See the best places to live in Thiells

These are the largest cities in New York

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$202,869	$16,906	$4,733	$6,087
Renters	$75,952	$6,329	$1,772	$2,279

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Thiells, NY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Thiells homeowners, is $202,869. This would allow for a maximum of $4,733 per month to be spent on housing costs. For renters, the median monthly income is $75,952 which would result in a maximum of $1,772 to be spent on rental costs.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Greenville CDP (Greene County), NY	616	106	6.1%
Mountain Lodge Park, NY	2,902	111	10.8%
Chester, NY	4,144	112	12.1%
Greenwood Lake, NY	3,168	118	17.7%
Fort Montgomery, NY	1,939	118	17.6%
Thiells, NY	4,355	142	42.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Northern Bruce Peninsula, ON	4,355	n/a
Pittsfield, IL	4,354	85	15.0%
Centralia, MO	4,354	87	13.0%
Cherry Grove, OH	4,356	104	3.5%
Forsyth, GA	4,353	94	5.9%
Thiells, NY	4,355	142	42.2%