Cost of Living in The Galena Territory, IL

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C+
12%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index The Galena Territory Illinois National
Cost of living11298100
Groceries98100100
Health care96100100
Housing14995100
Transportation96101100
Utilities9399100
Lifestyle & Entertainment97100100
Household Items97100100
Education & Childcare89100100
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Homes For Sale In The Galena Territory, IL

property for sale

108 Walnut Hill Dr

Galena, IL
property for sale

8 Trillium Ln

Galena, IL
property for sale

124 Blackhawk Trce

Galena, IL
property for sale

1131 N Clark Ln

Galena, IL

Cost Of Living Quick Facts

  • The cost of living in The Galena Territory is 14% higher than the Illinois average
  • The cost of living in The Galena Territory is 12% higher than the national average
  • The Galena Territory housing is 49% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around The Galena Territory

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Compare The Galena Territory, IL Cost of Living

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      The best places in Illinois

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,587$12,966$3,630$4,668
      Renters$88,690$7,391$2,069$2,661

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Apple River, IL3468019.7%
      Hanover, IL7378218.4%
      Elizabeth, IL9288416.3%
      Shullsburg, WI1,2958415.6%
      Scales Mound, IL5218713.2%
      The Galena Territory, IL1,47511211.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Walnut Creek, NC1,47412726.8%
      Plainview, NE1,4768316.9%
      Honaker, VA1,4748118.7%
      Lake Caroline, VA1,4741088.1%
      Spring Valley, WI1,476945.6%
      The Galena Territory, IL1,47511211.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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