Cost of Living in Tama, IA

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16%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Tama Iowa National
Cost of living8489100
Groceries9697100
Health care9896100
Housing5774100
Transportation9897100
Utilities9695100
Lifestyle & Entertainment9495100
Household Items9997100
Education & Childcare9094100
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Homes For Sale In Tama, IA

property for sale

606 Siegel St

Tama, IA
property for sale

1307 Country Club Dr

Tama, IA
property for sale

335th St

Tama, IA
property for sale

201 S Hall St

Tama, IA
See the Newest Homes For Sale In Tama, IA

Cost Of Living Quick Facts

  • The cost of living in Tama is 6% lower than the Iowa average
  • The cost of living in Tama is 16% lower than the national average
  • Tama housing is 43% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Tama

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,596$7,050$1,974$2,538
      Renters$36,258$3,022$846$1,088

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Chelsea, IA2657623.5%
      Vining, IA857722.6%
      Elberon, IA1767821.6%
      Ferguson, IA1287821.6%
      Green Mountain, IA1868020.2%
      Tama, IA2,8588415.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Island Walk, FL2,85814848.3%
      Minster, OH2,858972.6%
      Lake Heritage, PA2,85811716.7%
      New Bremen, OH2,857927.8%
      New Cordell, OK2,8578317.2%
      Tama, IA2,8588415.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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