Cost Of Living in Ferguson, IA

Get 300+ Local Insights for Any Address in Ferguson, IA

Get Access to 300+ Local Data Points

A+

22%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

60%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ferguson	Iowa	National
Cost of living	78	89	100
Groceries	98	97	100
Health care	95	96	100
Housing	40	74	100
Transportation	96	97	100
Utilities	92	95	100
Lifestyle & Entertainment	92	95	100
Household Items	98	97	100
Education & Childcare	90	94	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Ferguson, IA

115 3rd Ave

Ferguson, IA

180 Railway

Ferguson, IA

See the Newest Homes For Sale In Ferguson, IA

Cost Of Living Quick Facts

The cost of living in Ferguson is 12% lower than the Iowa average
The cost of living in Ferguson is 22% lower than the national average
Ferguson housing is 60% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Ferguson

See all the best places to live around Ferguson

Compare Ferguson, IA Cost of Living

Write a review to give others more information about this area.

See all Ferguson poll results

The best places in Iowa

Here are the best places to live in Iowa

Most Dangerous States In The US

See the best places to live in Ferguson

These are the largest cities in Iowa

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$62,525	$5,210	$1,459	$1,876
Renters	$58,885	$4,907	$1,374	$1,767

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Green Mountain, IA	186	80	20.2%
Gilman, IA	555	81	19.4%
Laurel, IA	200	81	18.9%
Garwin, IA	662	81	18.7%
Montour, IA	254	84	15.8%
Ferguson, IA	128	78	21.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cold Bay, AK	128	123	23.0%
Kokhanok, AK	128	97	2.7%
Eldridge, AL	128	79	21.2%
Cold Springs CDP (Tuolumne County), CA	128	114	13.8%
Hyampom, CA	128	117	17.4%
Ferguson, IA	128	78	21.6%