A+
13%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Swansea South Carolina National
Cost of living8794100
Groceries10099100
Health care10298100
Housing5881100
Transportation9899100
Utilities104101100
Lifestyle & Entertainment9498100
Household Items10099100
Education & Childcare9898100
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Cost Of Living Quick Facts

  • The cost of living in Swansea is 7% lower than the South Carolina average
  • The cost of living in Swansea is 13% lower than the national average
  • Swansea housing is 42% lower than the national average
  • South Carolina general sales tax is 18% higher than the national average
  • South Carolina state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Swansea

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Compare Swansea, SC Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$54,721$4,560$1,277$1,642
      Renters$51,691$4,308$1,206$1,551

      South Carolina Sales Tax

      State General Sales Tax With Max Surtax
      South Carolina 6% 9%

      South Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      South Carolina 0% 6.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Neeses, SC3667722.7%
      Livingston, SC1558218.4%
      North, SC8098415.8%
      Woodford, SC1198415.6%
      Wagener, SC1,2928514.8%
      Swansea, SC7968712.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Nelson, AZ7968713.4%
      Round Rock, AZ7967723.1%
      Dover, ID79612726.9%
      Raymond, MN796919.4%
      Oxford, NE7968317.4%
      Swansea, SC7968712.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.