Cost of Living in Swansboro, NC

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B-
13%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Swansboro North Carolina National
Cost of living11396100
Groceries102100100
Health care10199100
Housing14088100
Transportation10299100
Utilities10199100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare100100100
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Homes For Sale In Swansboro, NC

property for sale

916 Morganser Dr

Swansboro, NC
property for sale

317 Appaloosa Ct

Swansboro, NC
property for sale

203 Pigeon Ln

Swansboro, NC
property for sale

16 Outrigger Dr

Swansboro, NC

Cost Of Living Quick Facts

  • The cost of living in Swansboro is 17% higher than the North Carolina average
  • The cost of living in Swansboro is 13% higher than the national average
  • Swansboro housing is 40% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Swansboro

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$138,153$11,513$3,223$4,145
      Renters$58,195$4,850$1,358$1,746

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maysville, NC1,024909.8%
      Peletier, NC669937.4%
      Havelock, NC20,409955.2%
      Pumpkin Center, NC1,891973.1%
      Piney Green, NC14,825973.0%
      Swansboro, NC3,43011312.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Clyde Hill, WA3,430339238.9%
      Blackstone, VA3,429964.0%
      Lac du Bonnet, MB3,429n/a 
      Moorefield, WV3,431945.8%
      Greensboro, GA3,4288812.2%
      Swansboro, NC3,43011312.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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