Cost Of Living in Surrey, ND

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B

11%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Surrey	North Dakota	National
Cost of living	111	95	100
Groceries	98	99	100
Health care	99	99	100
Housing	141	86	100
Transportation	100	98	100
Utilities	104	104	100
Lifestyle & Entertainment	96	97	100
Household Items	100	99	100
Education & Childcare	93	98	100

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Homes For Sale In Surrey, ND

401 4th Ave SW

Surrey, ND

505 7th Ave SW

Surrey, ND

23 Harmony Blvd

Surrey, ND

105 3rd Ave NW

Surrey, ND

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Cost Of Living Quick Facts

The cost of living in Surrey is 17% higher than the North Dakota average
The cost of living in Surrey is 11% higher than the national average
Surrey housing is 41% higher than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 58% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$116,270	$9,689	$2,713	$3,488
Renters	$0	$0	$0	$0

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ruthville, ND	128	71	29.3%
Deering, ND	136	86	13.9%
Granville, ND	236	90	10.2%
Velva, ND	1,306	92	8.2%
Sawyer, ND	287	95	4.8%
Surrey, ND	1,082	111	11.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tidmore Bend, AL	1,082	80	19.8%
Coal Hill, AR	1,082	78	21.8%
Saybrook Manor, CT	1,082	135	35.2%
Ashley, IN	1,082	84	16.5%
Lilbourn, MO	1,082	81	18.6%
Surrey, ND	1,082	111	11.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Surrey, ND

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

North Dakota Sales Tax

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Nearby cities with low cost of living

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