Cost Of Living in Sumner, IL

Get 300+ Local Insights for Any Address in Sumner, IL

Get Access to 300+ Local Data Points

A+

20%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Sumner	Illinois	National
Cost of living	80	98	100
Groceries	97	100	100
Health care	94	100	100
Housing	42	95	100
Transportation	97	101	100
Utilities	94	99	100
Lifestyle & Entertainment	99	100	100
Household Items	99	100	100
Education & Childcare	99	100	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Sumner, IL

4 H Rd

Sumner, IL

Applegate Rd

Bridgeport, IL

408 Dubois Ave

Sumner, IL

See the Newest Homes For Sale In Sumner, IL

Cost Of Living Quick Facts

The cost of living in Sumner is 18% lower than the Illinois average
The cost of living in Sumner is 20% lower than the national average
Sumner housing is 58% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Sumner

See all the best places to live around Sumner

Compare Sumner, IL Cost of Living

Write a review to give others more information about this area.

See all Sumner poll results

The best places in Illinois

Here are the best places to live in Illinois

Check out the 10 most dangerous cities in Illinois

These are the 10 cheapest cities in Illinois

See the best places to live in Sumner

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,070	$5,339	$1,495	$1,922
Renters	$49,904	$4,159	$1,164	$1,497

The affordability of the housing market in Sumner, IL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Sumner homeowners, the median income is $64,070. This indicates that a monthly maximum of $1,495 should be spent by homeowners on all housing related costs. Renters have a median income of $49,904. This indicates that renters would have a maximum of $1,164 for their rent related monthly costs.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
West Salem, IL	899	78	22.0%
Parkersburg, IL	227	78	21.9%
Calhoun, IL	154	79	21.3%
Allendale, IL	677	80	20.2%
Claremont, IL	226	80	20.1%
Sumner, IL	2,976	80	19.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Munsons Corners, NY	2,976	99	1.3%
Rothsville, PA	2,976	106	5.7%
Elkton, VA	2,976	102	2.0%
Pretty Bayou, FL	2,975	104	4.4%
Richlands, NC	2,975	99	1.4%
Sumner, IL	2,976	80	19.7%