Cost of Living in Sumner, IA

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17%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sumner Iowa National
Cost of living8389100
Groceries9697100
Health care9896100
Housing5274100
Transportation9897100
Utilities9695100
Lifestyle & Entertainment9495100
Household Items9997100
Education & Childcare9094100
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Homes For Sale In Sumner, IA

property for sale

1011 W 1st St

Sumner, IA
property for sale

716 E 13th St

Sumner, IA
property for sale

503 Wapsie St

Sumner, IA
property for sale

100 W 4th St

Sumner, IA
See the Newest Homes For Sale In Sumner, IA

Cost Of Living Quick Facts

  • The cost of living in Sumner is 7% lower than the Iowa average
  • The cost of living in Sumner is 17% lower than the national average
  • Sumner housing is 48% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Sumner

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,248$7,771$2,176$2,798
      Renters$66,063$5,505$1,541$1,982

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stanley, IA1337525.1%
      Randalia, IA647624.5%
      Westgate, IA2208020.1%
      St. Lucas, IA1328019.5%
      Hawkeye, IA5078119.2%
      Sumner, IA2,2758317.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Greensburg, KY2,2758316.7%
      North Beach Haven, NJ2,27518685.9%
      Okanagan-Similkameen G, BC2,275n/a 
      Havana, FL2,274973.2%
      Galesburg, MI2,2748119.1%
      Sumner, IA2,2758317.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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