A+
19%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Struthers Ohio National
Cost of living8189100
Groceries9797100
Health care9596100
Housing5274100
Transportation9496100
Utilities9596100
Lifestyle & Entertainment9795100
Household Items9497100
Education & Childcare8693100
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An Overview of Cost of Living in Struthers, OH

The cost of living in Struthers affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Struthers is 81, which is 19% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Struthers are 48.5% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.

Is Struthers Affordable?

Is Struthers an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Struthers, the median home price is 59.8% lower than what most folks pay across the country, and monthly rent prices are 22.1% lower than the usual rates. Income levels in Struthers come in at $58,334, which is 28.3% lower than the national average.

What Factors can Influence the Cost of Living in Struthers?

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Struthers, the groceries index is 3.4% lower than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Struthers, the baseline sales tax rate begins at 5.75%, and income tax rates start at 2.76%.

Where is the Data From?

The cost of living estimates displayed for Struthers are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Struthers is 9% lower than the Ohio average
  • The cost of living in Struthers is 19% lower than the national average
  • Struthers housing is 48% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Struthers

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Compare Struthers, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$61,290$5,108$1,430$1,839
      Renters$48,980$4,082$1,143$1,470
      A good way to judge both the affordability of the housing and the cost of living in Struthers is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Struthers has a median income of about $61,290 for people who own homes. Based on that number, a maximum of $1,430 should be spent on expenses related to housing. Renters have a slightly different median income, which is $48,980. Based on this average, renters should spend no more than $1,143 on all rental costs if they want to maintain a non-impoverished standard of living.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West Hill, OH2,0727723.3%
      Wheatland, PA5657822.5%
      Youngstown, OH65,7397822.4%
      Farrell, PA4,8117821.6%
      Maplewood Park, OH2957921.4%
      Struthers, OH10,4988118.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rotonda, FL10,50011211.8%
      Panthersville, GA10,494946.5%
      North Glengarry, ON10,494n/a 
      Capitola, CA10,49218382.6%
      Elgin, TX10,490982.3%
      Struthers, OH10,4988118.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.