| Index | Struthers | Ohio | National |
| Cost of living | 81 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 95 | 96 | 100 |
| Housing | 52 | 74 | 100 |
| Transportation | 94 | 96 | 100 |
| Utilities | 95 | 96 | 100 |
| Lifestyle & Entertainment | 97 | 95 | 100 |
| Household Items | 94 | 97 | 100 |
| Education & Childcare | 86 | 93 | 100 |

The cost of living in Struthers affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Struthers is 81, which is 19% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Struthers are 48.5% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.
Is Struthers an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Struthers, the median home price is 59.8% lower than what most folks pay across the country, and monthly rent prices are 22.1% lower than the usual rates. Income levels in Struthers come in at $58,334, which is 28.3% lower than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Struthers, the groceries index is 3.4% lower than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Struthers, the baseline sales tax rate begins at 5.75%, and income tax rates start at 2.76%.
The cost of living estimates displayed for Struthers are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $61,290 | $5,108 | $1,430 | $1,839 |
| Renters | $48,980 | $4,082 | $1,143 | $1,470 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| West Hill, OH | 2,072 | 77 | 23.3% |
| Wheatland, PA | 565 | 78 | 22.5% |
| Youngstown, OH | 65,739 | 78 | 22.4% |
| Farrell, PA | 4,811 | 78 | 21.6% |
| Maplewood Park, OH | 295 | 79 | 21.4% |
| Struthers, OH | 10,498 | 81 | 18.6% |
| City | Population | Cost of Living Index | National Avg. |
| Rotonda, FL | 10,500 | 112 | 11.8% |
| Panthersville, GA | 10,494 | 94 | 6.5% |
| North Glengarry, ON | 10,494 | n/a | |
| Capitola, CA | 10,492 | 183 | 82.6% |
| Elgin, TX | 10,490 | 98 | 2.3% |
| Struthers, OH | 10,498 | 81 | 18.6% |