Cost Of Living in Stoy, IL

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18%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

54%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Stoy	Illinois	National
Cost of living	82	98	100
Groceries	98	100	100
Health care	99	100	100
Housing	46	95	100
Transportation	98	101	100
Utilities	96	99	100
Lifestyle & Entertainment	98	100	100
Household Items	97	100	100
Education & Childcare	92	100	100

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Homes For Sale In Stoy, IL

E 1050th Ave

, IL

Cost Of Living Quick Facts

The cost of living in Stoy is 17% lower than the Illinois average
The cost of living in Stoy is 18% lower than the national average
Stoy housing is 54% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$116,830	$9,736	$2,726	$3,505
Renters	$0	$0	$0	$0

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
West York, IL	47	97	3.1%
Yale, IL	135	76	23.9%
Merom, IN	199	77	23.5%
Oblong, IL	1,557	79	21.1%
Willow Hill, IL	274	80	19.8%
Stoy, IL	149	82	18.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Port Lions, AK	149	111	10.9%
Gu-Win, AL	149	86	14.4%
Okahumpka, FL	149	85	14.8%
Exline, IA	149	78	22.0%
Crouch, ID	149	109	8.6%
Stoy, IL	149	82	18.5%